I’m Jane. Jane is a dedicated single mom who relies on a car for her commute to work and dropping off her children at school. Unfortunately, her credit history has made it difficult for her to obtain regular auto financing. Find buy here/pay here car lots close to you. Recommended reading?

Jane decides she will go to a nearby BHPH to see if they can help with getting into a car. She decides to purchase a used car she likes, and the dealership agrees to finance her purchase. Jane believes this is the best way to get the car she desires, despite the fact that it has a high-interest rate with a substantial down payment and requires a lot of paperwork.

Jane drives off in her brand new car after a pleasant and positive experience at the dealership. She is pleased to have again access to transportation.

The first few month go without a hitch. Jane is trustworthy with her payments, and she appreciates the independence that a personal vehicle offers. As she faces unexpected costs, such as the medical bills of her child, it becomes more difficult to pay.

The dealership responds to her initial concerns and offers assistance. They propose to reduce her monthly payments temporarily and increase the length of her financing arrangement. Jane’s payments keep falling behind over time, so the dealership needs to be patient.

The dealership finally dispatches an agent to repossess the vehicle. Jane is in despair. She spent a lot of time and money on her car but it’s gone. She’s now struggling to make ends satisfy, as she doesn’t have a reliable means of transport.

Jane’s story may seem like fiction, however it is not common. Many people turn to BHPH Finance as a last-resort option, only to find themselves in debt and have to take their homes back. Although BHPH finance may be a viable alternative for some people, it’s important to understand the risks involved and take into account your financial situation before signing the terms.